VOC Legal Disclosure
Risk Management advice, Commercial and Personal Insurance policies are offered through the Atlanta Life General Agency, a Value One Corporation affiliate, and its Underwriting Companies. Value One Corporation does not provide risk management advice or sell, solicit, negotiate, underwrite, provide customer service, process or pay claims on insurance policies. Coverage and Pricing varies by state and/or individual risk situation. All policies are bound by the Atlanta Life General Agency, Inc., which is licensed to provide risk management and agent services for insurance transactions in all states in which Value One Corporation refers insurance related issues.
Working Capital, Term Loans, and Lines of Credit are offered and serviced through direct lenders and brokers who are licensed to provide advice and assist business owners and managers in securing commercial funding in all states in which Value One Corporation does business.
All of the content in the Site is made available only for your personal, lawful, non-commercial use in connection with seeking insurance. Use of the Site by a competitor company or other non-consumer third party is prohibited.
Except as expressly mandated by law, you may not, without our prior written permission: (i) link from another website to the Site; (ii) post, transmit, copy, modify, create derivative works from, distribute, sell, or republish anything you obtain or download from the Site; or (iii) engage in systematic retrieval of data or other content from the Site.
Copyrights and trademarks
Except as otherwise indicated, all materials in the Site, including without limitation the Value One Corporation logo and other Value One Corporation trademarks and service marks, are the property of the Atlanta Life Financial Group and/or its affiliates or licensors and are protected by applicable copyright and trademark laws, all rights reserved.
Our products and services
The information and materials provided in the Site are intended for general reference only, and may not describe all of the terms, conditions, and exceptions applicable to Value One Corporation’s products and services. Risk Management advice, Commercial and Personal Insurance policies are offered through Atlanta Life General Agency, Inc., a Value One Corporation affiliate, and its Underwriting Companies. Value One Corporation does not provide risk management advice or sell, solicit, negotiate, underwrite, provide customer service, process or pay claims on insurance policies. All coverages are subject to the terms and conditions of the insurance policies issued. Coverages and their availability may vary by state and your individual circumstances, and additional minimum coverage limits may be required in your state. Working Capital, Term Loans, and Lines of Credit are offered and serviced through direct lenders and brokers who are licensed to provide advice and assist business owners and managers in securing commercial funding in all states in which Value One Corporation does business. The products and services offered on the Site are only available in the jurisdictions in which Value One Corporation affiliated and unaffiliated Partners are properly licensed.
Privacy and passwords
Some portions of the Site are protected and require a user identification code (“User ID”) and password for access. Unauthorized access or use of such portions of the Site is prohibited. You agree that you will notify Value One Corporation immediately if you believe that a third party has obtained your User ID or password, or if you believe that any unauthorized access or use may occur or has occurred. For your protection, if Value One Corporation believes that any unauthorized access may occur or has occurred, Value One Corporation may terminate such access without prior notice to you. You also agree that Value One Corporation is permitted to act upon any instructions received using your User ID and password and to consider such instructions as authorized by you.
Disclaimer of warranties
All information, products, content and other materials in the Site, accessible from the Site, or in a Third-Party Site are provided “as is” and without warranties or representations of any kind, either express or implied. This means that Value One Corporation expressly disclaims all warranties, express or implied, including without limitation the warranties of title and non-infringement and the implied warranties of merchantability and fitness for a particular purpose. In addition, Value One Corporation does not represent or warrant that: (i) the operation of the Site will be error-free or uninterrupted; (ii) defects will be corrected; (iii) the Site, any emails sent by Value One Corporation, or the server that makes the Site available are free of viruses or other harmful devices; (iv) the Site will be available to you or that you will qualify for products or services offered; (v) the materials in the Site will be accurate as of any particular date; or (vi) the products or services offered through the Site are available outside of the United States or in jurisdictions in which Value One Corporation is not properly licensed.
If you are in a state that does not allow a disclaimer of implied warranties, the above disclaimer or a portion of it may not apply to you.
Limitation of liability
Value One Corporation shall not be liable for any loss, damage, injury, or claim, nor any special, indirect, incidental, consequential, exemplary or punitive damages of any kind, whether such action is based in tort, contract, negligence, strict liability, or otherwise and even if Value One Corporation has been advised of the possibility of such damages, which arises out of or relates in any way to: (i) the Site, materials in the Site, or the inability to use the Site; (ii) any Third-Party Site, materials in any Third-Party Site, or the inability to use any Third-Party Site; (iii) any defect, omission, error, interruption, delay, or computer virus; or, (iv) except as a result of Value One Corporation’s gross negligence or intentional actions, the unauthorized alteration of or access to your transmissions or personal data.
If you are in a state that does not allow the limitation of liability for certain damages, the above limitation of liability or a portion of it may not apply to you. However, you agree in any event that Value One Corporation’s total liability for all damages, losses, injuries, or claims of any kind or nature shall be limited to the amount you have paid to access the Site.
Jurisdiction, enforceability, and termination
Reporting claims of copyright infringement
Value One Corporation takes claims of copyright infringement seriously. If you believe any materials accessible on or from the Site infringe your copyright, you may request removal of those materials from the Site in accordance with the Online Copyright Infringement Liability Limitation Act of the Digital Millennium Copyright Act (17 U.S.C. § 512) (“DMCA”), by submitting written notification to our Copyright Agent (designated below). Your written “DMCA Notice” should include all of the following:
• Identification of your copyrighted work which you believe has been infringed; OR, if your claim involves multiple works on the Site, a representative list of those works.
• Clear identification of the allegedly infringing material, along with enough information to allow us to locate it on the Site.
• Your current contact information (including your name, postal address, telephone number and, if available, email address).
• A statement that you have a good faith belief that use of the copyrighted material is not authorized by the copyright owner, its agent or the law.
• A statement that the information in the written notice is accurate.
• A statement, under penalty of perjury, that: a) the information you have given us is accurate and b) you are authorized to act on behalf of the copyright owner.
• Your physical or electronic signature.
Send your DMCA Notice to our designated Copyright Agent:
Value One Corporation Legal Department
Attn: General Counsel
191 Peachtree Street, NE
Atlanta, GA 30303-1740
Please note that if you fail to provide all of the information outlined above, your DMCA Notice may not be effective.